Insights

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navigating change.

Sharp perspectives on the forces reshaping finance, technology, and the future of work—straight from our advisors.

8 min read•2026-01-27

When AI Agents Control Your Wallet: The $12 Trillion Shift No One's Talking About

MasterCard's CEO recently stated that within a few years, the majority of discretionary consumer spending will shift to AI agents. This isn't a prediction about 2040—this is happening now.

MasterCard's CEO Michael Miebach recently made a statement that should have every bank executive losing sleep: within a few years, the majority of discretionary consumer spending will shift to AI agents. Visa, MasterCard, and PayPal are already rolling out AI agent payment capabilities. This isn't a...

Brett KingFuturist, Bestselling Author & Founder

Data Strategy

Why Data Is Becoming a Board-Level Liability

Michael Clark

AI & Banking

Why AI Will Replace Your Financial Advisor—And Why That's a Good Thing

Brett King

Innovation•6 min read

Banks Spend Millions on Differentiation, But All Look the Same

Every banking leader claims their digital experience is unique. Then you check their apps and marketing—it feels like someone copied and pasted across the whole industry.

Jim Marous

Future of Work•8 min read

What Learning and Work Are Missing in the Age of AI

AI is exposing tensions in how we develop people. The real question is whether our systems can move beyond knowledge-first models to develop judgment, adaptability, and critical reasoning.

Michael Clark

Future of Work•10 min read

Humanity's Next Quarter Century: 10 Defining Facets of Our Future

From demographic shifts to AI collaboration, ten themes will define the next 25 years. Our actions now will ripple across generations, determining whether humanity flourishes or struggles.

Ross Dawson

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